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Our car hire purchase plans put you in the driving seat. As one of the most popular car finance options, you can borrow between £2,000 – £15,000 with us and spread the cost of your dream vehicle over monthly instalments.

Get the perfect set of wheels with our car finance agreements

An Oplo Car Finance Agreement allows you to effectively ‘hire’ a car until your final payment is made at which time the car becomes owned by you. It is one of the most popular vehicle finance options and allows you to spread the cost of a car, van or even touring caravan over monthly instalments from 12 to 60 months, whilst taking into consideration your personal budget. Whether it’s new or used car finance options you’re after, we can help you get the wheels in motion.

Representative 24%APR

How does it work?

The application process.

It’s pretty simple really. You can see if you can borrow the amount you need in three easy steps:

Step 1: Fill in our quick online application

Step 2: If your application has been accepted, one of our team will call you to discuss details such as your credit limit and monthly budget.

Step 3: Select a car from a FCA authorised dealer of your choice then simply call us with the vehicle details. We will then send you a quote and once you are happy with this we will send you the paperwork to sign and return to us.

Step 4: Once the documents have been received they will be checked and approved, releasing the funds to the dealer. You can then collect and enjoy your new car!

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We are a member of the FLA (Finance and Leasing Association) and subscribe to its lending code.

The information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK only.

Oplo is a trading style of each of the undernoted companies, which are registered in England and Wales at the registered office address of Viscount Court, Sir Frank Whittle Way, Blackpool, Lancashire FY4 2FB.

Company Name

Company Number

FCA Firm Reference Number

ICO Registration Number

Oplo PL Ltd

08457740

723751

ZA006742

Oplo HL Ltd

5667257

661248

Z1245955

Oplo CF Ltd

07213812

661170

Z3274560

The above companies are authorised and regulated by the Financial Conduct Authority (FCA). They are also appointed representatives of Consents Online Ltd for Account Information Services. www.fca.org.uk/register. The above companies are part of Oplo Group Ltd. Company Number 05438114. ICO Registration Number ZA011770.

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Ok, firstly - don't worry, we're here to help. First, I need to know what type of loan you have?

Personal Loan

Home Loan

Car Finance

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Personal Loan

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Car Finance

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What APR will I get?

Do you charge a fee?

Can I use my loan for anything I choose?

Am I eligible to apply?

No problem! Click here to learn more about Oplo.

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If you have had your loan for at least 6 months, please email customerservices@myoplo.co.uk with your details and we will be in touch.

That's fine, our general enquiries line is 01253 601950 and we are open from 8am to 5.30pm weekdays. Thanks for chatting with Loop, have a great day!

Great! Please click on one of the options:

Personal Loans
Home Loans
Car Finance.

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No problem, we've got a page explaining all our loan products here.

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Click here to find out more about us.

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Click here read about what our customers say about us.

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Please call 01253 603960 to speak to our Customer Assistance Team.

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Please call 01253 603962 to speak to our Customer Assistance Team.

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Please call 0191 492 1919 to speak to our Customer Assistance Team.

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Just email pl@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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Just email homeloans@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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Just email hp@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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The quotation you receive is based on your personal situation and is dependent on many factors such as your credit history, credit rating and financial status.

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When you take out an Oplo loan, an administration fee is added to the loan amount. The fee is part of your monthly repayments.

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Except for our Car Finance loans, which are for a specific vehicle, you can use your funds as you wish.

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You need to be 21 years old or over, be a homeowner, be a UK resident, be in permanent paid employment and NOT be bankrupt, under a current IVA or on a debt management arrangement.

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