Home Loans - Oplo
Loan
Term
- -
Loan Amount -
Loan Term -
Monthly Repayments -
Total Repayable -
Interest Charged -
APRC -
Total Fees -

Representative Example: Representative 11.4%APRC based on a loan of £32,892 repayable over 149 months at an interest rate of 10.1% pa (variable). Monthly repayment of £403.47. Acceptance fee £1,295. Total interest payable £25,930.03. Total amount payable £60,117.03.

PLEASE THINK VERY CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME – YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED AGAINST IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT, THEREFORE INCREASING THE TOTAL AMOUNT YOU REPAY.

Secured loans to make your house feel more like home

With a secured Oplo home loan, you could borrow from £5,000 to £250,000 of potential powering cash and spread your repayments across 24 to up to 300 months.

Our secured home loans can be a great way to access the money you need to make life’s bigger dreams become reality. Whether you’re consolidating other borrowings, breaking ground on a home extension, or you need rainy day funds to replace your leaky roof, apply today to see if you qualify.

How does it work?

You can apply for a home loan today, in five easy steps*.

Step 1: Try our handy home loan calculator to see what powering your potential with an Oplo home loan could look like.
Step 2: Click ‘Next’ to complete our online enquiry form.
Step 3: If we approve your loan in principle, one of our qualified underwriters will call to talk you through your application and provide you with a quote.
Step 4: We’ll send your application pack by your choice of post or email, to check and sign.
Step 5: Once you return your signed application subject to underwriting checks, we’ll give you a Binding Mortgage Offer. We’ll then give you one last call to make sure you’re happy, you understand everything, help set up your direct debit, and to release your home loan funds!

Gently does it
At first, we only do a ‘soft’ credit check to see if you might be eligible and to give you a quote for your loan. Soft checks help to protect your credit score. A ‘hard’ credit check will only happen if you accept your quote.
Hi I'm Loop! Do you need any help?
Yes, I need help
No, just browsing
Ok, firstly, do you already have a loan with us?
No, I don't have a loan
Yes, I have a loan
Welcome to Oplo? Are you looking to apply for a loan?
Yes
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Welcome back! How can we help?
I'd like to borrow more money
I can't make my next payment
I'd like a settlement figure
I'd like to talk to somebody
Do you know what type of loan you are looking for?
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I'd like to know more about your loan terms
No problem, if you're just browsing here's some pages you might find interesting...
About Oplo
Reviews
Ok, firstly - don't worry, we're here to help. First, I need to know what type of loan you have?
Personal Loan
Home Loan
Car Finance
That's no problem, I just need to know what type of loan you have?
Personal Loan
Home Loan
Car Finance
That's fine, please select from the questions below.
What APR will I get?
Do you charge a fee?
Can I use my loan for anything I choose?
Am I eligible to apply?
No problem! Click here to learn more about Oplo.

Thanks for chatting with Loop, have a great day!
If you have had your loan for at least 6 months, please email customerservices@myoplo.co.uk with your details and we will be in touch.
That's fine, our general enquiries line is 01253 601950 and we are open from 8am to 5.30pm weekdays. Thanks for chatting with Loop, have a great day!
Great! Please click on one of the options:

Personal Loans
Home Loans
Car Finance.

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No problem, we've got a page explaining all our loan products here.

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Click here to find out more about us.

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Click here read about what our customers say about us.

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Please call 01253 603960 to speak to our Customer Assistance Team.

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Please call 01253 603962 to speak to our Customer Assistance Team.

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Please call 0191 492 1919 to speak to our Customer Assistance Team.

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Just email pl@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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Just email homeloans@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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Just email hp@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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The quotation you receive is based on your personal situation and is dependent on many factors such as your credit history, credit rating and financial status.

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When you take out an Oplo loan, an administration fee is added to the loan amount. The fee is part of your monthly repayments.

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Except for our Car Finance loans, which are for a specific vehicle, you can use your funds as you wish.

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You need to be 21 years old or over, be a homeowner, be a UK resident, be in permanent paid employment and NOT be bankrupt, under a current IVA or on a debt management arrangement.

Thanks for chatting with Loop, have a great day!