Home Loans without the hassle

Home > Loans > Home Loans

- -

Loan Amount -

Loan Term -

Monthly Repayments	-
Total Repayable	-
Interest Charged	-
APRC	-
Total Fees	-

Representative Example: Representative 15.4%APRC based on a loan of £24,016 repayable over 110 months at an interest rate of 13.0% pa (variable). Monthly repayment of £395.08. Acceptance fee £1,295. Total interest payable £18,147.80. Total amount payable £43,458.80.

PLEASE THINK VERY CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME – YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED AGAINST IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT, THEREFORE INCREASING THE TOTAL AMOUNT YOU REPAY.

You can borrow between £5,000 – £100,000 with our secured home loans, giving you the freedom to make those major purchases and plans a reality. If you’re a homeowner, apply today for an instant decision in principle.

Been thinking about making some home improvements with our homeowner loans?

An Oplo home loan is a homeowner loan which is secured on your property, also called a second charge mortgage or mortgage loan. With our home loans, you can borrow from £5,000 to £100,000 subject to your personal circumstances and choose a repayment term from 24 to 240 months for complete flexibility.

Representative Example

Typical APRC	15.4% APRC
Loan amount	£24,016
No. of repayments	110 (months)
Interest Rate	13.0% pa (variable)
Monthly repayment	£395.08
Acceptance Fee	£1,295
Total interest payable	£18,147.80
Total repayment	£43,458.80

Calculation based on representative APRC – the rate you are offered will be based on your personal circumstances.

How does it work?

The application process.

It’s pretty simple really. You can see if you can borrow the amount you need in five easy steps:

Step 1: Use our handy home loan calculator above to work out how much you would like to borrow.

Step 2: Fill in our quick online application and you’ll get a decision in principle in minutes.

Step 3: If we approve your loan in principle, one of our qualified underwriters will call you to go through your application in detail and provide you with a quote based on your requirements and circumstances.

Step 4: We will send you an application pack in the post or by email (according to your preference) for you to check and sign.

Step 5: On receipt of your signed documents and any other information we have requested, we will issue you with a Binding Mortgage Offer. Before we fund your home loan, we will have a final call with you to re-confirm you are happy with the terms and conditions, set up your direct debit, answer any questions you may have and release your home loan funds.

About Oplo

Why Oplo? Careers Contact

Help

Complaints Accessibility Staying Covid-19 Secure Financial Difficulties

Legals

Terms & Conditions Cookie Policy Privacy Policy Privacy Rights

Socialise

We are a member of the FLA (Finance and Leasing Association) and subscribe to its lending code.

The information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK only.

Oplo is a trading style of each of the undernoted companies, which are registered in England and Wales at the registered office address of Viscount Court, Sir Frank Whittle Way, Blackpool, Lancashire FY4 2FB.

Company Name

Company Number

FCA Firm Reference Number

ICO Registration Number

Oplo PL Ltd

08457740

723751

ZA006742

Oplo HL Ltd

5667257

661248

Z1245955

Oplo CF Ltd

07213812

661170

Z3274560

The above companies are authorised and regulated by the Financial Conduct Authority (FCA). They are also appointed representatives of Consents Online Ltd for Account Information Services. www.fca.org.uk/register. The above companies are part of Oplo Group Ltd. Company Number 05438114. ICO Registration Number ZA011770.

Hi I'm Loop! Do you need any help?

Yes, I need help

No, just browsing

Ok, firstly, do you already have a loan with us?

No, I don't have a loan

Yes, I have a loan

Welcome to Oplo? Are you looking to apply for a loan?

Yes

Welcome back! How can we help?

I'd like to borrow more money

I can't make my next payment

I'd like a settlement figure

I'd like to talk to somebody

Do you know what type of loan you are looking for?

Yes

I'd like to know more about your loan terms

No problem, if you're just browsing here's some pages you might find interesting...

About Oplo

Reviews

Ok, firstly - don't worry, we're here to help. First, I need to know what type of loan you have?

Personal Loan

Home Loan

Car Finance

That's no problem, I just need to know what type of loan you have?

Personal Loan

Home Loan

Car Finance

That's fine, please select from the questions below.

What APR will I get?

Do you charge a fee?

Can I use my loan for anything I choose?

Am I eligible to apply?

No problem! Click here to learn more about Oplo.

Thanks for chatting with Loop, have a great day!

If you have had your loan for at least 6 months, please email customerservices@myoplo.co.uk with your details and we will be in touch.

That's fine, our general enquiries line is 01253 601950 and we are open from 8am to 5.30pm weekdays. Thanks for chatting with Loop, have a great day!

Great! Please click on one of the options:

Personal Loans
Home Loans
Car Finance.

Thanks for chatting with Loop, have a great day!

No problem, we've got a page explaining all our loan products here.

Thanks for chatting with Loop, have a great day!

Click here to find out more about us.

Thanks for chatting with Loop, have a great day!

Click here read about what our customers say about us.

Thanks for chatting with Loop, have a great day!

Please call 01253 603960 to speak to our Customer Assistance Team.

Thanks for chatting with Loop, have a great day!

Please call 01253 603962 to speak to our Customer Assistance Team.

Thanks for chatting with Loop, have a great day!

Please call 0191 492 1919 to speak to our Customer Assistance Team.

Thanks for chatting with Loop, have a great day!

Just email pl@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

Thanks for chatting with Loop, have a great day!

Just email homeloans@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

Thanks for chatting with Loop, have a great day!

Just email hp@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

Thanks for chatting with Loop, have a great day!

The quotation you receive is based on your personal situation and is dependent on many factors such as your credit history, credit rating and financial status.

Thanks for chatting with Loop, have a great day!

When you take out an Oplo loan, an administration fee is added to the loan amount. The fee is part of your monthly repayments.

Thanks for chatting with Loop, have a great day!

Except for our Car Finance loans, which are for a specific vehicle, you can use your funds as you wish.

Thanks for chatting with Loop, have a great day!

You need to be 21 years old or over, be a homeowner, be a UK resident, be in permanent paid employment and NOT be bankrupt, under a current IVA or on a debt management arrangement.

Thanks for chatting with Loop, have a great day!