Home Loans - Oplo

Home Loans without the hassle

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Loan
Term
- -
Loan Amount -
Loan Term -
Monthly Repayments -
Total Repayable -
Interest Charged -
APRC -
Total Fees -

Representative Example: Representative 11.7%APRC based on a loan of £30,253 repayable over 160 months at an interest rate of 10.3% pa (variable). Monthly repayment of £363.40. Acceptance fee £1,295. Total interest payable £26,596.00. Total amount payable £58,144.00.

PLEASE THINK VERY CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME – YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED AGAINST IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT, THEREFORE INCREASING THE TOTAL AMOUNT YOU REPAY.

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Secured loans to make your house feel more like home

With a secured Oplo home loan, you could borrow from £5,000 to £100,000 of potential powering cash and spread your repayments across 24 to up to 300 months.

Our secured home loans can be a great way to access the money you need to make life’s bigger dreams become reality. Whether you’re consolidating other borrowings, breaking ground on a home extension, or you need rainy day funds to replace your leaky roof, apply today to see if you qualify.

How does it work?

You can apply for a home loan today, in five easy steps*.

Step 1: Try our handy home loan calculator to see what powering your potential with an Oplo home loan could look like.
Step 2: Click ‘Next’ to complete our online enquiry form.
Step 3: If we approve your loan in principle, one of our qualified underwriters will call to talk you through your application and provide you with a quote.
Step 4: We’ll send your application pack by your choice of post or email, to check and sign.
Step 5: Once you return your signed application subject to underwriting checks, we’ll give you a Binding Mortgage Offer. We’ll then give you one last call to make sure you’re happy, you understand everything, help set up your direct debit, and to release your home loan funds!

Gently does it
At first, we only do a ‘soft’ credit check to see if you might be eligible and to give you a quote for your loan. Soft checks help to protect your credit score. A ‘hard’ credit check will only happen if you accept your quote.

Psst, over here...

Did you know, for every loan we fund we plant a tree in our very own Oplo groves? So, you can feel twice as good when you get approved for an Oplo loan! Discover what else we can do to make the world a better place, with Oplo Impact.
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We are a member of the FLA (Finance and Leasing Association) and subscribe to its lending code.

The information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK only.

Oplo is a trading style of each of the undernoted companies, which are registered in England and Wales at the registered office address of Viscount Court, Sir Frank Whittle Way, Blackpool, Lancashire FY4 2FB.
Company Name
Company Number
FCA Firm Reference Number
ICO Registration Number
Company Name: Oplo PL Ltd
Company Number: 08457740
FCA Firm Reference Number: 723751
ICO Registration Number: ZA006742
Company Name: Oplo HL Ltd
Company Number: 5667257
FCA Firm Reference Number: 661248
ICO Registration Number: Z1245955
Company Name: Oplo CF Ltd
Company Number: 07213812
FCA Firm Reference Number: 661170
ICO Registration Number: Z3274560
The above companies are authorised and regulated by the Financial Conduct Authority (FCA). They are also appointed representatives of Consents Online Ltd for Account Information Services. www.fca.org.uk/register. The above companies are part of Oplo Group Ltd. Company Number 05438114. ICO Registration Number ZA011770.
Hi I'm Loop! Do you need any help?
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Ok, firstly, do you already have a loan with us?
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Yes, I have a loan
Welcome to Oplo? Are you looking to apply for a loan?
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Welcome back! How can we help?
I'd like to borrow more money
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I'd like to know more about your loan terms
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About Oplo
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Ok, firstly - don't worry, we're here to help. First, I need to know what type of loan you have?
Personal Loan
Home Loan
Car Finance
That's no problem, I just need to know what type of loan you have?
Personal Loan
Home Loan
Car Finance
That's fine, please select from the questions below.
What APR will I get?
Do you charge a fee?
Can I use my loan for anything I choose?
Am I eligible to apply?
No problem! Click here to learn more about Oplo.

Thanks for chatting with Loop, have a great day!
If you have had your loan for at least 6 months, please email customerservices@myoplo.co.uk with your details and we will be in touch.
That's fine, our general enquiries line is 01253 601950 and we are open from 8am to 5.30pm weekdays. Thanks for chatting with Loop, have a great day!
Great! Please click on one of the options:

Personal Loans
Home Loans
Car Finance.

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No problem, we've got a page explaining all our loan products here.

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Click here to find out more about us.

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Click here read about what our customers say about us.

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Please call 01253 603960 to speak to our Customer Assistance Team.

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Please call 01253 603962 to speak to our Customer Assistance Team.

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Please call 0191 492 1919 to speak to our Customer Assistance Team.

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Just email pl@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

Thanks for chatting with Loop, have a great day!
Just email homeloans@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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Just email hp@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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The quotation you receive is based on your personal situation and is dependent on many factors such as your credit history, credit rating and financial status.

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When you take out an Oplo loan, an administration fee is added to the loan amount. The fee is part of your monthly repayments.

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Except for our Car Finance loans, which are for a specific vehicle, you can use your funds as you wish.

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You need to be 21 years old or over, be a homeowner, be a UK resident, be in permanent paid employment and NOT be bankrupt, under a current IVA or on a debt management arrangement.

Thanks for chatting with Loop, have a great day!