Oplo Group

Oplo was founded to serve the growing number of Britons being left behind by banks and traditional lenders. We want to give our customers sustainable and fairer ways to borrow, enabling us to go green together.

Investors Oplo Impact The Oplo Way Oplo Promise Annual Report Newsroom

We believe there should be a financially fair way for consumers to borrow, with real understanding for the ups and downs of life. We built Oplo to give millions of hard-working people the opportunity they deserve to create a better life for themselves and their families.

We call this, Powering People’s Potential.

Our Timeline

We've been chasing the Oplo vision every day since 2009, and we've really found our stride.

2021Oplo launches Customer Account Management Area to give customers more than just a loan.

20201st Stop rebrands to Oplo - and breaks through £250m of lending.

2017£150m of lending being made available to customers.

2016Investment from Pollen Street Capital helps to drive significant growth.

2014Tops £25m of total lending to customers.

2014Further expansion of products sees unsecured Personal Loans offered to homeowners.

20121st Stop lending over £5m to customers.

2012Car Finance products introduced to expand the offering to 1st Stop customers.

20091st Stop launches with Home Loans in the secured loan market.

Powering People’s Potential

We want every Oplo customer to feel valued for who they are, what they can be, and where they are going – rather than feeling judged for where they have come from.

Our Mission

We’re on a mission to the become the UK’s largest lender to the emerging ‘new mainstream’ market of consumers looking for credit.
Oplo has already grown to over £350m assets under management and is well on track to become the largest direct-to-consumer lender of its type in the UK.

Our Purpose

We’re passionate about using responsible lending to provide a financially fair way for people to access the finance they need to unlock their true potential and realise the vision they have for their lives.
Over the last year, we’ve seen almost 20,000 customers improve their credit score. By becoming stronger borrowers, our customers can access even more opportunities to power their potential.

Correct as of March 21

Awards and Accreditations

Great customer service shouldn’t be a one-time deal. The Feefo Platinum Trusted Service award recognises Oplo’s commitment to putting customers first, time after time. As it reflects the views of our valued customers we're particularly proud of this one.

In our first year of entry, this accreditation was about recognising where we are today from real customer and employee feedback. Our silver award has led us to create an action plan, opening the door to immediate improvements and greater loyalty. We’re going for gold!

The Credit Services Association (CSA) led program that annually benchmarks individual team members’ knowledge, expertise, and compliance to ensure that the credit industry maintains the highest standards.

The Credit & Collections Technology Awards recognise excellence and innovation in the UK credit and collections industry. Oplo were over the moon to win the Customer Engagement Solution Award 2020 against some tough competition.

In 2021, amidst all the change in our industry and our society, the Credit Excellence Awards, in association with Esendex, showcased all that is best about the work done by the credit, collections, and enforcement industry. Oplo were proud to win the Collections Award.

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We are a member of the FLA (Finance and Leasing Association) and subscribe to its lending code.

The information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK only.

Oplo is a trading style of each of the undernoted companies, which are registered in England and Wales at the registered office address of Viscount Court, Sir Frank Whittle Way, Blackpool, Lancashire FY4 2FB.

Company Name

Company Number

FCA Firm Reference Number

ICO Registration Number

Company Name: Oplo PL Ltd

Company Number: 08457740

FCA Firm Reference Number: 723751

ICO Registration Number: ZA006742

Company Name: Oplo HL Ltd

Company Number: 5667257

FCA Firm Reference Number: 661248

ICO Registration Number: Z1245955

Company Name: Oplo CF Ltd

Company Number: 07213812

FCA Firm Reference Number: 661170

ICO Registration Number: Z3274560

The above companies are authorised and regulated by the Financial Conduct Authority (FCA). They are also appointed representatives of Consents Online Ltd for Account Information Services. www.fca.org.uk/register. The above companies are part of Oplo Group Ltd. Company Number 05438114. ICO Registration Number ZA011770.

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About Oplo

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What APR will I get?

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If you have had your loan for at least 6 months, please email customerservices@myoplo.co.uk with your details and we will be in touch.

That's fine, our general enquiries line is 01253 601950 and we are open from 8am to 5.30pm weekdays. Thanks for chatting with Loop, have a great day!

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Personal Loans
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No problem, we've got a page explaining all our loan products here.

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Click here to find out more about us.

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Click here read about what our customers say about us.

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Please call 01253 603960 to speak to our Customer Assistance Team.

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Please call 01253 603962 to speak to our Customer Assistance Team.

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Please call 0191 492 1919 to speak to our Customer Assistance Team.

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Just email pl@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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Just email homeloans@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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Just email hp@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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The quotation you receive is based on your personal situation and is dependent on many factors such as your credit history, credit rating and financial status.

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When you take out an Oplo loan, an administration fee is added to the loan amount. The fee is part of your monthly repayments.

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Except for our Car Finance loans, which are for a specific vehicle, you can use your funds as you wish.

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You need to be 21 years old or over, be a homeowner, be a UK resident, be in permanent paid employment and NOT be bankrupt, under a current IVA or on a debt management arrangement.

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