Personal loans for real people

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Loan
Term
- -
Loan Amount -
Loan Term -
Monthly Repayments -
Total Repayable -
Interest Charged -
APR -
Total Fees -

Representative Example: Representative 25.2% APR based on a loan of £8,580 repayable over 54 months at an interest rate of 11.8% pa (fixed). 53 monthly payments of £255.06 and a final payment of £255.32. Total amount payable £13,773.50. Acceptance fee £395*.

Calculation based on representative APR – the rate you are offered will be based on your personal circumstances.
*We charge an acceptance fee of £395.00 which is added to the amount of credit you borrow. The repayment of the fee is included in the monthly repayments over the term of the loan as displayed. You are not required to pay this fee upfront.

Our unsecured personal loans can help make your plans a reality, whether it’s home improvements, a holiday or the consolidation of existing debts. Borrow between £2,000 – £15,000 by completing our quick and simple online application form.

Our personal loans can give you the funds for those large purchases

With an Oplo unsecured loan, you can tailor your loan to suit your individual needs. We could offer you a loan amount between £2,000 to £15,000, which you can repay over a period of 24 months up to 72 months. Shorter loan terms mean you pay back your loan sooner, while long term loans could give you lower monthly payments.

Plus, with our soft search loans, you can know if you’re eligible before you complete the application. We’ll give you an instant, no obligation quote using a soft credit search that won’t affect your rating.

Representative Example

Representative APR 25.2% APR
Loan amount £8,580.00
No. of repayments 54 (months)
Interest Rate 11.8% pa (fixed)
53 monthly payments of £255.06
Final monthly repayment £255.32
Total repayment £13,773.50
*Acceptance Fee £395

Calculation based on representative APR – the rate you are offered will be based on your personal circumstances.

*We charge an acceptance fee of £395.00 which is added to the amount of credit you borrow. The repayment of the fee is included in the monthly repayments over the term of the loan as displayed. You are not required to pay this fee upfront.

How does it work?

The Personal Loan application process.

It’s pretty simple really. You can see if you can borrow the amount you need in four easy steps:

Step 1: Use our handy Personal Loan calculator to work out how much you would like to borrow.

Step 2: Fill in our quick online application and you’ll get a decision in minutes. (Remember, while we offer unsecured personal loans, you will need to be a homeowner to be eligible to apply).

Step 3: If we approve your loan in principle, you can continue and sign your loan agreement online.

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Ok, firstly - don't worry, we're here to help. First, I need to know what type of loan you have?
Personal Loan
Home Loan
Car Finance
That's no problem, I just need to know what type of loan you have?
Personal Loan
Home Loan
Car Finance
That's fine, please select from the questions below.
What APR will I get?
Do you charge a fee?
Can I use my loan for anything I choose?
Am I eligible to apply?
No problem! Click here to learn more about Oplo.

Thanks for chatting with Loop, have a great day!
If you have had your loan for at least 6 months, please email customerservices@myoplo.co.uk with your details and we will be in touch.
That's fine, our general enquiries line is 01253 601950 and we are open from 8am to 5.30pm weekdays. Thanks for chatting with Loop, have a great day!
Great! Please click on one of the options:

Personal Loans
Home Loans
Car Finance.

Thanks for chatting with Loop, have a great day!
No problem, we've got a page explaining all our loan products here.

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Click here to find out more about us.

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Click here read about what our customers say about us.

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Please call 01253 603960 to speak to our Customer Assistance Team.

Thanks for chatting with Loop, have a great day!
Please call 01253 603962 to speak to our Customer Assistance Team.

Thanks for chatting with Loop, have a great day!
Please call 0191 492 1919 to speak to our Customer Assistance Team.

Thanks for chatting with Loop, have a great day!
Just email pl@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

Thanks for chatting with Loop, have a great day!
Just email homeloans@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

Thanks for chatting with Loop, have a great day!
Just email hp@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

Thanks for chatting with Loop, have a great day!
The quotation you receive is based on your personal situation and is dependent on many factors such as your credit history, credit rating and financial status.

Thanks for chatting with Loop, have a great day!
When you take out an Oplo loan, an administration fee is added to the loan amount. The fee is part of your monthly repayments.

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Except for our Car Finance loans, which are for a specific vehicle, you can use your funds as you wish.

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You need to be 21 years old or over, be a homeowner, be a UK resident, be in permanent paid employment and NOT be bankrupt, under a current IVA or on a debt management arrangement.

Thanks for chatting with Loop, have a great day!