Personal loans for real people

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Loan Amount -

Loan Term -

Monthly Repayments	-
Total Repayable	-
Interest Charged	-
APR	-
Total Fees	-

Representative Example: Representative 31.6% APR based on a loan of £6,541 repayable over 46 months at an interest rate of 14.16% pa (fixed). 45 monthly payments of £232.64 and a final payment of £232.50. Total amount payable £10,701.30. Acceptance fee £395*.

Calculation based on representative APR – the rate you are offered will be based on your personal circumstances.
*We charge an acceptance fee of £395.00 which is added to the amount of credit you borrow. The repayment of the fee is included in the monthly repayments over the term of the loan as displayed. You are not required to pay this fee upfront.

Personal loans to power life’s big purchases

With an Oplo personal loan, you could borrow from £2,000 to £15,000 of potential powering cash, for a variety of reasons, and spread your repayments across 24 to 72 months. Our personal loans can make life’s big purchases possible! Whether it’s for your dream wedding, a new car, or simply consolidating other borrowings and taking back control of your finances, apply today for a decision in minutes.

How does it work?

You can apply for a personal loan today, in three easy steps*.

Step 1: Try our personal loan calculator to see what powering your potential with an Oplo personal loan could look like.
Step 2: Click ‘Next’ to complete our online application form.
Step 3: If we approve your loan in principle, you can sign your loan agreement online too.

*Please remember, our personal loans are not secured against your home, but you do need to be a homeowner to apply.

Gently does it
At first, we only do a ‘soft’ credit check to see if you might be eligible and to give you a quote for your loan. Soft checks help to protect your credit score. A ‘hard’ credit check will only happen if you accept your quote.

Psst, over here...

Did you know, for every loan we fund we plant a tree in our very own Oplo groves? So, you can feel twice as good when you get approved for an Oplo loan! Discover what else we can do to make the world a better place, with Oplo Impact.

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We are a member of the FLA (Finance and Leasing Association) and subscribe to its lending code.

The information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK only.

Oplo is a trading style of each of the undernoted companies, which are registered in England and Wales at the registered office address of Viscount Court, Sir Frank Whittle Way, Blackpool, Lancashire FY4 2FB.

Company Name

Company Number

FCA Firm Reference Number

ICO Registration Number

Company Name: Oplo PL Ltd

Company Number: 08457740

FCA Firm Reference Number: 723751

ICO Registration Number: ZA006742

Company Name: Oplo HL Ltd

Company Number: 5667257

FCA Firm Reference Number: 661248

ICO Registration Number: Z1245955

Company Name: Oplo CF Ltd

Company Number: 07213812

FCA Firm Reference Number: 661170

ICO Registration Number: Z3274560

The above companies are authorised and regulated by the Financial Conduct Authority (FCA). They are also appointed representatives of Consents Online Ltd for Account Information Services. www.fca.org.uk/register. The above companies are part of Oplo Group Ltd. Company Number 05438114. ICO Registration Number ZA011770.

Hi I'm Loop! Do you need any help?

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Welcome to Oplo? Are you looking to apply for a loan?

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About Oplo

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Ok, firstly - don't worry, we're here to help. First, I need to know what type of loan you have?

Personal Loan

Home Loan

Car Finance

That's no problem, I just need to know what type of loan you have?

Personal Loan

Home Loan

Car Finance

That's fine, please select from the questions below.

What APR will I get?

Do you charge a fee?

Can I use my loan for anything I choose?

Am I eligible to apply?

No problem! Click here to learn more about Oplo.

Thanks for chatting with Loop, have a great day!

If you have had your loan for at least 6 months, please email customerservices@myoplo.co.uk with your details and we will be in touch.

That's fine, our general enquiries line is 01253 601950 and we are open from 8am to 5.30pm weekdays. Thanks for chatting with Loop, have a great day!

Great! Please click on one of the options:

Personal Loans
Home Loans
Car Finance.

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No problem, we've got a page explaining all our loan products here.

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Click here to find out more about us.

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Click here read about what our customers say about us.

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Please call 01253 603960 to speak to our Customer Assistance Team.

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Please call 01253 603962 to speak to our Customer Assistance Team.

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Please call 0191 492 1919 to speak to our Customer Assistance Team.

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Just email pl@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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Just email homeloans@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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Just email hp@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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The quotation you receive is based on your personal situation and is dependent on many factors such as your credit history, credit rating and financial status.

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When you take out an Oplo loan, an administration fee is added to the loan amount. The fee is part of your monthly repayments.

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Except for our Car Finance loans, which are for a specific vehicle, you can use your funds as you wish.

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You need to be 21 years old or over, be a homeowner, be a UK resident, be in permanent paid employment and NOT be bankrupt, under a current IVA or on a debt management arrangement.

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