Personal loans for real people

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Loan Amount -

Loan Term -

Monthly Repayments	-
Total Repayable	-
Interest Charged	-
APR	-
Total Fees	-

Representative Example: Representative 30.8%APR based on a loan of £5,862 repayable over 47 months at an interest rate of 13.5% pa (fixed). 46 monthly payments of £203.83 and a final payment of £204.03. Total amount payable £9,580.21. Acceptance fee £395*.

Calculation based on representative APR – the rate you are offered will be based on your personal circumstances.
*We charge an acceptance fee of £395.00 which is added to the amount of credit you borrow. The repayment of the fee is included in the monthly repayments over the term of the loan as displayed. You are not required to pay this fee upfront.

Our unsecured personal loans can help make your plans a reality, whether it’s home improvements, a holiday or the consolidation of existing debts. Borrow between £2,000 – £15,000 by completing our quick and simple online application form.

Our personal loans can give you the funds for those large purchases

With an Oplo unsecured loan, you can tailor your loan to suit your individual needs. We could offer you a loan amount between £2,000 to £15,000, which you can repay over a period of 24 months up to 72 months. Shorter loan terms mean you pay back your loan sooner, while long term loans could give you lower monthly payments.

Plus, with our soft search loans, you can know if you’re eligible before you complete the application. We’ll give you an instant, no obligation quote using a soft credit search that won’t affect your rating.

Representative Example

Representative APR	30.8% APR
Loan amount	£5,784.00
No. of repayments	47 (months)
Interest Rate	16.2% pa (fixed)
Monthly repayment	£201.15
Total repayment	£9,454.05
Acceptance Fee	£395

Calculation based on representative APR – the rate you are offered will be based on your personal circumstances.

How does it work?

The Personal Loan application process.

It’s pretty simple really. You can see if you can borrow the amount you need in four easy steps:

Step 1: Use our handy Personal Loan calculator to work out how much you would like to borrow.

Step 2: Fill in our quick online application and you’ll get a decision in minutes. (Remember, while we offer unsecured personal loans, you will need to be a homeowner to be eligible to apply).

Step 3: If we approve your loan in principle, you can continue and sign your loan agreement online.

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We are a member of the FLA (Finance and Leasing Association) and subscribe to its lending code.

The information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK only.

Oplo is a trading style of each of the undernoted companies, which are registered in England and Wales at the registered office address of Viscount Court, Sir Frank Whittle Way, Blackpool, Lancashire FY4 2FB.

Company Name

Company Number

FCA Firm Reference Number

ICO Registration Number

Oplo PL Ltd

08457740

723751

ZA006742

Oplo HL Ltd

5667257

661248

Z1245955

Oplo CF Ltd

07213812

661170

Z3274560

The above companies are authorised and regulated by the Financial Conduct Authority (FCA). www.fca.org.uk/register. The above companies are part of Oplo Group Ltd. Company Number 05438114. ICO Registration Number ZA011770.

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Ok, firstly - don't worry, we're here to help. First, I need to know what type of loan you have?

Personal Loan

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What APR will I get?

Do you charge a fee?

Can I use my loan for anything I choose?

Am I eligible to apply?

No problem! Click here to learn more about Oplo.

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OK, let's see what we can do! If you have had your loan for at least 6 months, please complete an application.

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That's fine, our general enquiries line is 01253 601950 and we are open from 8am to 5.30pm weekdays. Thanks for chatting with Loop, have a great day!

Great! Please click on one of the options:

Personal Loans
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No problem, we've got a page explaining all our loan products here.

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Click here to find out more about us.

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Click here read about what our customers say about us.

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Please call 01253 603960 to speak to our Customer Assistance Team.

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Please call 01253 603962 to speak to our Customer Assistance Team.

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Please call 0191 492 1919 to speak to our Customer Assistance Team.

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Just email pl@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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Just email homeloans@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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Just email hp@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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The quotation you receive is based on your personal situation and is dependent on many factors such as your credit history, credit rating and financial status.

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When you take out an Oplo loan, an administration fee is added to the loan amount. The fee is part of your monthly repayments.

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Except for our Car Finance loans, which are for a specific vehicle, you can use your funds as you wish.

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You need to be 21 years old or over, be a homeowner, be a UK resident, be in permanent paid employment and NOT be bankrupt, under a current IVA or on a debt management arrangement.

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