Personal loans for real people

Our unsecured personal loans can help make your plans a reality, whether it’s home improvements, a holiday or the consolidation of existing debts. Borrow between £2,000 – £15,000 by completing our quick and simple online application form.

Our personal loans can give you the funds for those large purchases

With an Oplo unsecured loan, you can tailor your loan to suit your individual needs. We could offer you a loan amount between £2,000 to £15,000, which you can repay over a period of 24 months up to 72 months. Shorter loan terms mean you pay back your loan sooner, while long term loans could give you lower monthly payments.

Plus, with our soft search loans, you can know if you’re eligible before you complete the application. We’ll give you an instant, no obligation quote using a soft credit search that won’t affect your rating.

Representative Example

Calculation based on representative APR – the rate you are offered will be based on your personal circumstances.

*We charge an acceptance fee of £395.00 which is added to the amount of credit you borrow. The repayment of the fee is included in the monthly repayments over the term of the loan as displayed. You are not required to pay this fee upfront.

How does it work?

The Personal Loan application process.

It’s pretty simple really. You can see if you can borrow the amount you need in four easy steps:

Step 1: Use our handy Personal Loan calculator to work out how much you would like to borrow.

Step 2: Fill in our quick online application and you’ll get a decision in minutes. (Remember, while we offer unsecured personal loans, you will need to be a homeowner to be eligible to apply).

Step 3: If we approve your loan in principle, you can continue and sign your loan agreement online.