We believe people’s potential is far more important than their past.

We are fighting against a world where everyday decent people are judged by what they have – rather than by what they can be.

Find Freedom

Got a low credit rating?
Confused by interest rates?

Whether you’re financing a new car, paying for a holiday or making home improvements we give you peace of mind when it comes to borrowing.

Stay in control

Had loans from different lenders?
Losing track of who’s owed what?

Problems with loan repayments in the past? If you’ve had issues in the past, we could help you consolidate debts and regain control over your borrowing with a single monthly payment.

Feel supported

Planning an important purchase?
Recovering from an unexpected life event?

Planning a wedding? Expecting a baby? Doing work on your home? We’ll help you with a loan that’s tailored to what’s happening in your life right now.

About us

So now you know how we’re making borrowing better we thought you might be interested in learning a bit more about us.

Our heritage

We began life way back in 2009. It all started with the idea to create a ‘financially fair’ way to borrow. Since then, we’ve helped thousands of people to get more out of life.

Our purpose

To unlock the real potential of millions of hard working people across the UK.

We’re for all the people who work hard to make a better life for themselves and their loved ones.

Our goal

For our customers to believe that being with Oplo feels like they are valued for who they are and for what they can really be.

We believe borrowing should be focused on  people like you.

So we promise to be open with you, to make life simpler for you and to give you the support you need when you need it. We call it Beyond Borrowing.

What are you waiting for?

Take a look at what you could borrow and apply today.

  • No obligation quote
  • A decision in minutes
  • Soft credit search
  • Feefo Platinum Trusted Service Award

Apply now

Hi I'm Loop! Do you need any help?
Yes, I need help
No, just browsing
Ok, firstly, do you already have a loan with us?
No, I don't have a loan
Yes, I have a loan
Welcome to Oplo? Are you looking to apply for a loan?
Yes
No
Welcome back! How can we help?
I'd like to borrow more money
I can't make my next payment
I'd like a settlement figure
I'd like to talk to somebody
Do you know what type of loan you are looking for?
Yes
No
I'd like to know more about your loan terms
No problem, if you're just browsing here's some pages you might find interesting...
About Oplo
Reviews
Ok, firstly - don't worry, we're here to help. First, I need to know what type of loan you have?
Personal Loan
Home Loan
Car Finance
That's no problem, I just need to know what type of loan you have?
Personal Loan
Home Loan
Car Finance
That's fine, please select from the questions below.
What APR will I get?
Do you charge a fee?
Can I use my loan for anything I choose?
Am I eligible to apply?
No problem! Click here to learn more about Oplo.

Thanks for chatting with Loop, have a great day!
OK, let's see what we can do! If you have had your loan for at least 6 months, please complete an application.

Thanks for chatting with Loop, have a great day!
That's fine, our general enquiries line is 01253 601950 and we are open from 8am to 5.30pm weekdays. Thanks for chatting with Loop, have a great day!
Great! Please click on one of the options:

Personal Loans
Home Loans
Car Finance.

Thanks for chatting with Loop, have a great day!
No problem, we've got a page explaining all our loan products here.

Thanks for chatting with Loop, have a great day!
Click here to find out more about us.

Thanks for chatting with Loop, have a great day!
Click here read about what our customers say about us.

Thanks for chatting with Loop, have a great day!
Please call 01253 603960 to speak to our Customer Assistance Team.

Thanks for chatting with Loop, have a great day!
Please call 01253 603962 to speak to our Customer Assistance Team.

Thanks for chatting with Loop, have a great day!
Please call 0191 492 1919 to speak to our Customer Assistance Team.

Thanks for chatting with Loop, have a great day!
Just email pl@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

Thanks for chatting with Loop, have a great day!
Just email homeloans@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

Thanks for chatting with Loop, have a great day!
Just email hp@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

Thanks for chatting with Loop, have a great day!
The quotation you receive is based on your personal situation and is dependent on many factors such as your credit history, credit rating and financial status.

Thanks for chatting with Loop, have a great day!
When you take out an Oplo loan, an administration fee is added to the loan amount. The fee is part of your monthly repayments.

Thanks for chatting with Loop, have a great day!
Except for our Car Finance loans, which are for a specific vehicle, you can use your funds as you wish.

Thanks for chatting with Loop, have a great day!
You need to be 21 years old or over, be a homeowner, be a UK resident, be in permanent paid employment and NOT be bankrupt, under a current IVA or on a debt management arrangement.

Thanks for chatting with Loop, have a great day!