Loan
Term
- -
Loan Amount -
Loan Term -
Monthly Repayments -
Total Repayable -
Interest Charged -
APR -
Total Fees -

Representative Example: Representative 25.2% APR based on a loan of £8,580 repayable over 54 months at an interest rate of 11.8% pa (fixed). 53 monthly payments of £255.06 and a final payment of £255.32. Total amount payable £13,773.50. Acceptance fee £395*.

Calculation based on representative APR – the rate you are offered will be based on your personal circumstances.
*We charge an acceptance fee of £395.00 which is added to the amount of credit you borrow. The repayment of the fee is included in the monthly repayments over the term of the loan as displayed. You are not required to pay this fee upfront.

Are you looking for a £10,000 loan?

A loan amount of £10,000 can be truly life changing. Maybe you want to make major renovations to make your house feel more like a home, whether that’s remodelling your kitchen, redesigning your interiors or making essential repair work. You could have a major purchase in mind, such as a new car, a dream wedding or a once-in-a-lifetime trip. Alternatively, you could want to consolidate debt into one simple monthly payment to make your outgoings more manageable. No matter what you are borrowing for, you could qualify for a £10,000 personal loan at Oplo.

If you make a loan application with us, we’ll consider more than just your credit history. We’ll look at you as an individual, taking into account your personal situation to see if you can comfortably pay back the funds you borrow. This means that even if you have had a poor credit history or have been turned down by another lender in the past, you could still be approved when you apply for a loan with us.

We’ll give you an instant, no obligation quote using a soft credit check that doesn’t affect your credit score. Only if we offer you an unsecured loan and you decide to go ahead with your application, will we perform a hard credit check, which will show on your credit file. We also offer competitive interest rates and the option to repay your loan between 24–72 months for monthly payments that suit you. Plus, if you need to borrow a bit more or less, then we have loan options starting from £2,000 up to £15,000.

To get started, simply use our online calculator to work out all the details. This calculation is based on a representative APR, so the interest rate or term you are offered will vary depending on your personal circumstances. Then apply in just a few clicks to see if you can get a £10,000 loan payment to fund those big life plans today.

Unsecured Personal Loans from Oplo

Here at Oplo we offer unsecured personal loans from £2,000 to £15,000 subject to your personal circumstances, simply complete our online application form for a decision. Whether you’re looking for a new car, redesigning your kitchen or thinking of a major purchase, our unsecured personal loan could help to make your plans a reality. 30.8% APR Representative (fixed).

Complete our simple online application form for an online decision in seconds.

We offer loans from £2,000 to £15,000 subject to an assessment of your credit worthiness, affordability of the loan and your ability to make the necessary repayments without causing you financial difficulty.

1st Stop Personal Loans will collect payments from you by direct debit on the agreed repayment dates.

Yes, Oplo is regulated by the Financial Conduct Authority. We are committed to lending to our customers responsibly. We do not want to put customers into unsustainable debt by lending them money that they can’t afford to repay, so please think very carefully before applying. If you have any doubts over whether you’ll be able to repay the loan as promised, please do not apply.

Yes, you are able to settle your personal loan early by letting us know by phone, email, or letter stating the date that you wish to settle.

When you apply with Oplo we will conduct a soft credit search also known as a quotation search. This type of search will not affect your credit score. However if you are approved in principle for a loan with 1st Stop and you accept your quotation, we will then conduct a hard credit search which will leave a record on your credit file that other lenders and organisations can see. If you want to check your own credit score you can use a free service such as Credit Karma.

We will always act sympathetically to clients who are experiencing financial difficulties. If you are unable to repay your Oplo Loan we ask that you contact us as soon as practically possible; ideally you should do this before your repayment becomes due. By contacting us at an early stage this may help to avoid collection charges being incurred and prevent our formal collection procedures starting. We will show forbearance and seek to assist you by agreeing alternative repayment arrangements. You should also be aware that failing to repay on the agreed date may have a negative impact on your credit score as we provide payment performance information to credit reference agencies. To discuss any financial difficulties in relation to your Oplo Loan, please call: 01253 603960 or if you prefer you can email: pl@myoplo.co.uk We ask that you communicate with us honestly and we will do our best to help you. For further advice please go to www.moneyadviceservice.org.uk

Hi I'm Loop! Do you need any help?
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Welcome to Oplo? Are you looking to apply for a loan?
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About Oplo
Reviews
Ok, firstly - don't worry, we're here to help. First, I need to know what type of loan you have?
Personal Loan
Home Loan
Car Finance
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Personal Loan
Home Loan
Car Finance
That's fine, please select from the questions below.
What APR will I get?
Do you charge a fee?
Can I use my loan for anything I choose?
Am I eligible to apply?
No problem! Click here to learn more about Oplo.

Thanks for chatting with Loop, have a great day!
If you have had your loan for at least 6 months, please email customerservices@myoplo.co.uk with your details and we will be in touch.
That's fine, our general enquiries line is 01253 601950 and we are open from 8am to 5.30pm weekdays. Thanks for chatting with Loop, have a great day!
Great! Please click on one of the options:

Personal Loans
Home Loans
Car Finance.

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No problem, we've got a page explaining all our loan products here.

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Click here to find out more about us.

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Click here read about what our customers say about us.

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Please call 01253 603960 to speak to our Customer Assistance Team.

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Please call 01253 603962 to speak to our Customer Assistance Team.

Thanks for chatting with Loop, have a great day!
Please call 0191 492 1919 to speak to our Customer Assistance Team.

Thanks for chatting with Loop, have a great day!
Just email pl@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

Thanks for chatting with Loop, have a great day!
Just email homeloans@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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Just email hp@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

Thanks for chatting with Loop, have a great day!
The quotation you receive is based on your personal situation and is dependent on many factors such as your credit history, credit rating and financial status.

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When you take out an Oplo loan, an administration fee is added to the loan amount. The fee is part of your monthly repayments.

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Except for our Car Finance loans, which are for a specific vehicle, you can use your funds as you wish.

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You need to be 21 years old or over, be a homeowner, be a UK resident, be in permanent paid employment and NOT be bankrupt, under a current IVA or on a debt management arrangement.

Thanks for chatting with Loop, have a great day!