Loan
Term
- -
Loan Amount -
Loan Term -
Monthly Repayments -
Total Repayable -
Interest Charged -
APR -
Total Fees -

Representative Example: Representative 25.2% APR based on a loan of £8,580 repayable over 54 months at an interest rate of 11.8% pa (fixed). 53 monthly payments of £255.06 and a final payment of £255.32. Total amount payable £13,773.50. Acceptance fee £395*.

Calculation based on representative APR – the rate you are offered will be based on your personal circumstances.
*We charge an acceptance fee of £395.00 which is added to the amount of credit you borrow. The repayment of the fee is included in the monthly repayments over the term of the loan as displayed. You are not required to pay this fee upfront.

Are you looking for a 4 Year Loan?

A 4 year personal loan from 1st Stop can be a great option for dealing with whatever unexpected costs life throws at you. If you need a little extra assistance to afford a home improvement project or fix up your car we could help. A new loan could even allow you to give your holiday budget a boost or be used for debt consolidation to manage all your existing debts with one simple monthly payment.

Whatever you need to borrow money for, we can help you to cover the costs and stop worrying about the price tag. Our 4 year loan options range from a minimum amount of £2,000 up to a maximum of £15,000. We can help you pay for the things you need today and clear the loan balance with affordable monthly payments over a 4 year repayment period. Plus, our personal loans are unsecured, so there’s no requirement for you to provide any collateral, although you do need to be a homeowner.

At 1st Stop, we use more than just your credit score to assess your loan application. We look at your current financial situation and personal circumstances to see if you can comfortably afford the loan payments. This involves running a soft credit check that won’t appear on your credit history. We’ll only run a hard check once you decide to go ahead with the loan.

We can remove the barriers to borrowing, even if you have had a poor credit history or have been turned down by another lender. We look at your personal circumstances and run a soft credit check to understand if you can afford the loan repayment. This check won’t appear on your credit history and we’ll only run a hard credit check once you decide to go ahead with your new loan. Plus, you won’t need to secure the loan against any valuable assets, although you will need to be a homeowner to meet our eligibility requirements.

This means that, whether you have good credit history or not, you could still be approved for a 4 year loan with us. So, apply today and get a no obligation quote in just a few clicks.

Unsecured Personal Loans from Oplo

Here at Oplo we offer unsecured personal loans from £2,000 to £15,000 subject to your personal circumstances, simply complete our online application form for a decision. Whether you’re looking for a new car, redesigning your kitchen or thinking of a major purchase, our unsecured personal loan could help to make your plans a reality. 30.8% APR Representative (fixed).

Hi I'm Loop! Do you need any help?
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Ok, firstly, do you already have a loan with us?
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Yes, I have a loan
Welcome to Oplo? Are you looking to apply for a loan?
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Welcome back! How can we help?
I'd like to borrow more money
I can't make my next payment
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I'd like to know more about your loan terms
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About Oplo
Reviews
Ok, firstly - don't worry, we're here to help. First, I need to know what type of loan you have?
Personal Loan
Home Loan
Car Finance
That's no problem, I just need to know what type of loan you have?
Personal Loan
Home Loan
Car Finance
That's fine, please select from the questions below.
What APR will I get?
Do you charge a fee?
Can I use my loan for anything I choose?
Am I eligible to apply?
No problem! Click here to learn more about Oplo.

Thanks for chatting with Loop, have a great day!
If you have had your loan for at least 6 months, please email customerservices@myoplo.co.uk with your details and we will be in touch.
That's fine, our general enquiries line is 01253 601950 and we are open from 8am to 5.30pm weekdays. Thanks for chatting with Loop, have a great day!
Great! Please click on one of the options:

Personal Loans
Home Loans
Car Finance.

Thanks for chatting with Loop, have a great day!
No problem, we've got a page explaining all our loan products here.

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Click here to find out more about us.

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Click here read about what our customers say about us.

Thanks for chatting with Loop, have a great day!
Please call 01253 603960 to speak to our Customer Assistance Team.

Thanks for chatting with Loop, have a great day!
Please call 01253 603962 to speak to our Customer Assistance Team.

Thanks for chatting with Loop, have a great day!
Please call 0191 492 1919 to speak to our Customer Assistance Team.

Thanks for chatting with Loop, have a great day!
Just email pl@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

Thanks for chatting with Loop, have a great day!
Just email homeloans@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

Thanks for chatting with Loop, have a great day!
Just email hp@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

Thanks for chatting with Loop, have a great day!
The quotation you receive is based on your personal situation and is dependent on many factors such as your credit history, credit rating and financial status.

Thanks for chatting with Loop, have a great day!
When you take out an Oplo loan, an administration fee is added to the loan amount. The fee is part of your monthly repayments.

Thanks for chatting with Loop, have a great day!
Except for our Car Finance loans, which are for a specific vehicle, you can use your funds as you wish.

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You need to be 21 years old or over, be a homeowner, be a UK resident, be in permanent paid employment and NOT be bankrupt, under a current IVA or on a debt management arrangement.

Thanks for chatting with Loop, have a great day!