Looking For A Soft Search Loan? | Oplo
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Are you looking for a soft search loan?

When you apply for a loan, most lenders will need to perform a credit check on you before they can tell you if you qualify. While this won’t necessarily affect your credit score, the search can show up on your credit history if your chosen lender decides to check your credit using a ‘hard’ search. This will leave its mark and other lenders will be able to see this if you apply for a personal loan elsewhere.

Having multiple applications for personal loans can potentially make you appear as a greater risk to lenders and this can end up contributing towards poor credit ratings. As a result, this can make it much more difficult for you to borrow funds in the future. However, these kind of checks are essential for lenders to check your eligibility before lending you the requested funds.

If we do offer you an unsecured loan and you decide to go ahead with your application, only then will we perform a hard credit check. So, whether you have good or bad credit history, you can get an instant decision with complete peace of mind. Plus, to find the best loan options before you apply, you can use our helpful online calculator to work out how much you may be borrowing, for how long and how much you’ll repay. This calculation is based on a representative APR, so the interest rate or term you are offered will vary depending on your personal circumstances.

Unsecured Personal Loans from Oplo

Here at Oplo we offer unsecured personal loans from £2,000 to £15,000 subject to your personal circumstances, simply complete our online application form for a decision. Whether you’re looking for a new car, redesigning your kitchen or thinking of a major purchase, our unsecured personal loan could help to make your plans a reality. 30.8% APR Representative (fixed).

Hi I'm Loop! Do you need any help?
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Ok, firstly - don't worry, we're here to help. First, I need to know what type of loan you have?
Personal Loan
Home Loan
Car Finance
That's no problem, I just need to know what type of loan you have?
Personal Loan
Home Loan
Car Finance
That's fine, please select from the questions below.
What APR will I get?
Do you charge a fee?
Can I use my loan for anything I choose?
Am I eligible to apply?
No problem! Click here to learn more about Oplo.

Thanks for chatting with Loop, have a great day!
If you have had your loan for at least 6 months, please email customerservices@myoplo.co.uk with your details and we will be in touch.
That's fine, our general enquiries line is 01253 601950 and we are open from 8am to 5.30pm weekdays. Thanks for chatting with Loop, have a great day!
Great! Please click on one of the options:

Personal Loans
Home Loans
Car Finance.

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No problem, we've got a page explaining all our loan products here.

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Click here to find out more about us.

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Click here read about what our customers say about us.

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Please call 01253 603960 to speak to our Customer Assistance Team.

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Please call 01253 603962 to speak to our Customer Assistance Team.

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Please call 0191 492 1919 to speak to our Customer Assistance Team.

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Just email pl@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

Thanks for chatting with Loop, have a great day!
Just email homeloans@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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Just email hp@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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The quotation you receive is based on your personal situation and is dependent on many factors such as your credit history, credit rating and financial status.

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When you take out an Oplo loan, an administration fee is added to the loan amount. The fee is part of your monthly repayments.

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Except for our Car Finance loans, which are for a specific vehicle, you can use your funds as you wish.

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You need to be 21 years old or over, be a homeowner, be a UK resident, be in permanent paid employment and NOT be bankrupt, under a current IVA or on a debt management arrangement.

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