Unsecured Loans From Direct Lenders

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Loan
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Representative Example: Representative 25.2% APR based on a loan of £8,580 repayable over 54 months at an interest rate of 11.8% pa (fixed). 53 monthly payments of £255.06 and a final payment of £255.32. Total amount payable £13,773.50. Acceptance fee £395*.

Calculation based on representative APR – the rate you are offered will be based on your personal circumstances.
*We charge an acceptance fee of £395.00 which is added to the amount of credit you borrow. The repayment of the fee is included in the monthly repayments over the term of the loan as displayed. You are not required to pay this fee upfront.

Are you looking for an unsecured loan from a direct lender?

If you need to borrow to fund a big purchase, cover surprise costs, plan a major event or for debt consolidation, then an unsecured loan could be an option for you. While secured loans require you to provide a valuable asset (usually your property) as collateral in case you are unable to meet the full loan payment, unsecured loans require no such security.

Also known as personal loans, loan approval is based on your creditworthiness and affordability as opposed to any asset you can provide as backup. This means they are a much lower risk form of borrowing than secured loan options, as your property cannot be repossessed should you default on your repayment.

As a direct lender, we are able to approve your loan application and pay it straight into your nominated account. We perform a soft credit check that leaves no mark on your credit score to give you an instant decision on whether or not you qualify. We also consider more than just your credit history, assessing your personal circumstances to see if you can afford the monthly payments. That means you could get a new loan from us even if you have had a poor credit history.

At Oplo, we can offer you a loan amount of £2000 up to £15000. You can choose to repay it between 24–72 months with a competitive interest rate. So, whether you want a new car or a new conservatory, apply for a loan with us today for a decision in minutes.

Unsecured Personal Loans from Oplo

Here at Oplo we offer unsecured personal loans from £2,000 to £15,000 subject to your personal circumstances, simply complete our online application form for a decision. Whether you’re looking for a new car, redesigning your kitchen or thinking of a major purchase, our unsecured personal loan could help to make your plans a reality. 30.8% APR Representative (fixed).

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Ok, firstly - don't worry, we're here to help. First, I need to know what type of loan you have?
Personal Loan
Home Loan
Car Finance
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Personal Loan
Home Loan
Car Finance
That's fine, please select from the questions below.
What APR will I get?
Do you charge a fee?
Can I use my loan for anything I choose?
Am I eligible to apply?
No problem! Click here to learn more about Oplo.

Thanks for chatting with Loop, have a great day!
If you have had your loan for at least 6 months, please email customerservices@myoplo.co.uk with your details and we will be in touch.
That's fine, our general enquiries line is 01253 601950 and we are open from 8am to 5.30pm weekdays. Thanks for chatting with Loop, have a great day!
Great! Please click on one of the options:

Personal Loans
Home Loans
Car Finance.

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No problem, we've got a page explaining all our loan products here.

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Click here to find out more about us.

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Click here read about what our customers say about us.

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Please call 01253 603960 to speak to our Customer Assistance Team.

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Please call 01253 603962 to speak to our Customer Assistance Team.

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Please call 0191 492 1919 to speak to our Customer Assistance Team.

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Just email pl@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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Just email homeloans@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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Just email hp@myoplo.co.uk with your agreement number and one of our team will provide you with your figure.

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The quotation you receive is based on your personal situation and is dependent on many factors such as your credit history, credit rating and financial status.

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When you take out an Oplo loan, an administration fee is added to the loan amount. The fee is part of your monthly repayments.

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Except for our Car Finance loans, which are for a specific vehicle, you can use your funds as you wish.

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You need to be 21 years old or over, be a homeowner, be a UK resident, be in permanent paid employment and NOT be bankrupt, under a current IVA or on a debt management arrangement.

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